make sure that the information they collect about you is accurate.The strength of your credit history also affects how much you will have to pay to borrow money. Some employers use credit reports in hiring decisions. Credit bureaus sell the information in your report to businesses that use it to decide whether to loan you money, give you credit, offer you insurance, or rent you a home. It can also affect your chance to get a job, rent or buy a place to live, and buy insurance. The information in your credit report can affect your buying power. Most national department store and bank credit card accounts are included in your file, along with loans, but not all creditors report information to credit bureaus. FREE CREDIT REPORT UPDATEThree nationwide credit bureaus (Equifax, Experian, and TransUnion) collect and update this information. Your credit report includes your identifying information - like your address and date of birth - and information about your credit history - like how you pay your bills or if you filed for bankruptcy. Identity Theft and Online Security Show/hide Identity Theft and Online Security menu itemsĪ credit report is a summary of your personal credit history.Unwanted Calls, Emails, and Texts Show/hide Unwanted Calls, Emails, and Texts menu items.Money-Making Opportunities and Investments.Jobs and Making Money Show/hide Jobs and Making Money menu items.Credit, Loans, and Debt Show/hide Credit, Loans, and Debt menu items.Shopping and Donating Show/hide Shopping and Donating menu items.
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